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Business Hours
Monday - Friday
9:00 AM - 6:00 PM IST
Saturday: 10:00 AM - 4:00 PM
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Frequently Asked Questions
Find answers to common questions about our services
How do I apply for a credit card?
You can apply for a credit card by browsing our collection, selecting a card that suits your needs, and clicking the "Apply Now" button. You'll be redirected to the bank's official application page.
What documents do I need to apply?
Typically, you'll need proof of identity (PAN card, Aadhaar), proof of address, income proof (salary slips or bank statements), and passport-size photographs. Requirements may vary by bank.
How long does it take to get approved?
Approval times vary by bank, but most credit card applications are processed within 7-14 business days. Some banks offer instant approval for pre-approved customers.
Can I track my application status?
Yes, you can track your application status by contacting the bank directly using the application reference number provided during submission.
What is the minimum income requirement?
Minimum income requirements vary by card and bank. Generally, entry-level cards require ₹2-3 lakhs annually, while premium cards may require ₹6-12 lakhs or more.
How do I check my credit score?
You can check your credit score through CIBIL, Experian, or other credit bureaus. Many banks also provide free credit score checks to their customers.
Visit Our Office
STEM Fincorp Private Limited
123 Financial District,
Mumbai, Maharashtra 400001
India
By appointment only. Please call ahead to schedule a visit.